Kalkuleta na aro

Yi lissafin biyan lamuni, farashin riba, da jadawalin amortization tare da cikakken lissafin lamunin mu.

Kalkuleta na aro

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Game da Wannan Kayan Aikin

Ƙididdigar lamunin mu yana taimaka muku ƙididdige biyan kuɗi na wata-wata, jimlar farashin riba, da ƙirƙirar cikakken jadawalin amortization na nau'ikan lamuni daban-daban. Ko kuna la'akari da jinginar gida, lamuni na mota, ko lamuni na sirri, wannan kayan aikin yana ba da cikakkun bayanan kuɗi.

Shigar da cikakkun bayanan lamunin ku, kuma ku sami sakamako nan take don taimaka muku yanke shawarar rancen bayanai.

Nau'in Lamuni

Daidaitaccen Lamuni

Lamuni na asali tare da ƙayyadaddun ƙimar riba da biyan kuɗi na yau da kullun akan ƙayyadadden lokaci.

Mortgage

Lamuni da aka yi amfani da shi don siyan gidaje, yawanci gami da harajin dukiya da inshorar gida a cikin biyan kuɗi na wata-wata.

Auto Loan

Lamuni na musamman don siyan abin hawa, sau da yawa tare da biyan kuɗi da ɗan gajeren lokaci.

Formules Amfani

Biyan kuɗi na wata-wata:

M = P [r(1+r)^n] / [(1+r)^n - 1]

Where: M = Monthly Payment, P = Principal Loan Amount, r = Monthly Interest Rate (Annual Rate/12), n = Total Number of Payments

Biyan Riba:

I = P * r

Inda: I = Biyan Riba, P = Babban Jagora, r = Yawan Riba na wata-wata

Babban Biyan Kuɗi:

PP = M - I

Inda: PP = Babban Biyan Kuɗi, M = Biyan Kuɗi na wata-wata, I = Biyan Riba

Ma'aunin Rago:

B = P - PP

Inda: B = Ma'auni Mai Rara, P = Ma'auni na Baya, PP = Babban Biyan Kuɗi

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